Terms & Conditions
Last updated: January 15, 2026
1. Acceptance of terms
By accessing and using the website monverantix.com (hereinafter, the "Site"), you agree to be bound by these Terms and Conditions, as well as our Privacy Policy and Cookie Policy. If you do not agree with any of these terms, we ask that you refrain from using the Site. Monverantix S.A. de C.V. reserves the right to modify these terms at any time, and it is the user's responsibility to review them periodically.
2. Description of service
Monverantix provides through this Site general information about financial consulting services, personal finance education, and guidance on social support programs available in Mexico. The published information is informational and orientational in nature and does not constitute personalized financial, tax, or legal advice. Personalized consultations are conducted through established contact channels and are subject to the availability of our consultants.
3. Permitted use of the site
The user agrees to use the Site exclusively for lawful purposes and in accordance with these Terms. The following is prohibited: (a) using the Site to transmit material that is illegal, harmful, threatening, abusive, or discriminatory; (b) attempting unauthorized access to systems or networks connected to the Site; (c) using robots, spiders, or any automated device to extract content from the Site without prior written authorization; (d) impersonating any person or entity when using the contact forms; (e) using the Site's information for commercial purposes without the express authorization of Monverantix.
4. Intellectual property
All content on the Site, including but not limited to text, graphics, logos, images, design, data compilation, and software, is the property of Monverantix S.A. de C.V. or its licensors and is protected by Mexican and international intellectual property laws, including the Federal Copyright Law and the Industrial Property Law. Reproduction, distribution, or modification of the content without prior written authorization constitutes an infringement of intellectual property rights.
5. Forms and information submission
By submitting information through the Site's contact forms, the user declares that the data provided is truthful and current. Monverantix will use this information exclusively for the purposes described in our Privacy Policy. Submitting a form does not create a contractual service relationship; the relationship is formalized through the express acceptance by both parties of the specific conditions of the requested service.
6. Limitation of liability
Monverantix makes its best efforts to keep the Site's information current and accurate. However, it does not guarantee the accuracy, completeness, or currency of all published information, particularly regarding government social support programs, whose conditions may be modified by the corresponding authorities without prior notice. Monverantix shall not be liable for: (a) financial decisions made solely based on the Site's general information; (b) the availability or validity of government social support programs; (c) indirect, incidental, or consequential damages arising from the use of the Site; (d) temporary service interruptions due to maintenance or force majeure.
7. Third-party links
The Site may contain links to third-party websites, including government portals, financial institutions, and related organizations. These links are provided solely for the user's convenience. Monverantix has no control over the content of such sites and assumes no responsibility for their content, privacy policies, or practices. The inclusion of a link does not imply endorsement of or affiliation with the linked site.
8. Applicable law and jurisdiction
These Terms and Conditions are governed by and construed in accordance with the laws of the United Mexican States, including the Commercial Code, the Federal Consumer Protection Law, and the Federal Civil Code. For the resolution of any dispute arising from these Terms, the parties submit to the jurisdiction of the competent courts of Mexico City, expressly waiving any other jurisdiction that may correspond to them by reason of present or future domicile.
9. Modifications to the terms
Monverantix reserves the right to modify, update, or replace these Terms and Conditions at any time and without prior notice. Modifications will take effect from their publication on the Site. Continued use of the Site after the publication of changes constitutes acceptance of the modified Terms. The date of the last update is indicated at the beginning of this document for your reference.
10. Contact
For any inquiry, comment, or complaint related to these Terms and Conditions, you may contact us through the following means: Monverantix S.A. de C.V., Av. Paseo de la Reforma 505, Floor 12, Col. Cuauhtémoc, C.P. 06500, Mexico City, Mexico. Email: legal@monverantix.com. Phone: +52 55 4172 8930. For consumer protection matters, you may contact PROFECO (Federal Consumer Protection Agency) through their portal www.gob.mx/profeco or the consumer telephone line 55 5568 8722.